We Now Offer Financing

Community Finance

PuppySpot offers financing through Community Finance to help families bring home their dream puppy. This option now allows families the ability to take home a new puppy with a convenient payment solution.

Complete the EASY 3 STEP approval process; it's simple and budget friendly! Once you complete your entire application, you will receive confirmation on your final pre-approval within one hour (during regular business hours).

Community Finance Hours

Monday - Friday: 7am - 2am
Saturday: 7am - Midnight
Sunday: 10am - 10pm

Easy 3 Step Approval

  1. Complete the form
  2. Click "Continue" and complete Community Finance's application. During business hours, a Puppy Concierge will contact you within one hour of receiving pre-approval to help you reserve your puppy!
  3. Once pre-approved, Community Finance will contact you to verify your application

To pre-qualify, all you need is to

  • Have been with your current employer for 12 months
  • Have an open checking account for 3 months
  • Have a minimum net income of $1,300 per month

The Benefits

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  • Keep your cash

    Keep your cash in your bank account. Having a cash buffer can help you when you need it.

  • Never compromise on quality of price

    Our breeders invest a lot of time, effort and resources into breeding. We offer a comprehensive health check before the puppy comes home to you and a Health Guarantee on all our puppies because we strive to maintain our policies. This is why we charge a premium for our puppies and our services. With our financing plan, you wouldn't have to compromise on quality.

  • Never any prepayment costs

    If you wish to pay off your installment early with CF (Community Finance) you may always do so at absolutely no cost! There are never any prepayment penalties, early payoff charges or anything of the sort. Simply pay out the remaining payments and your installments are complete!

  • Comfortable payments

    Instead of paying all at once, make your payments in comfortable installments. CF offers convenient installment payments that are straight-forward, very affordable and easy to understand.

  • Skip-a-payment option

    With CF, you can choose to skip a payment with our Skip-A-Payment option. You just call or email telling them which payment you'd wish to skip. The payment will simply be put to the end of the term. There is no charge what-so-ever to use this handy feature. Customers have the option to skip two payments within any twelve month period.*

    *Skip-A-Payment option becomes available after the first four payments. Also, two Skip-A-Payment options cannot be used back to back. They can be used separately at any time.

  • To qualify for the financing program, all you need is

    1. Have been with your current employer for 12 months
    2. Have an open checking account for 3 months
    3. Have a minimum net income of $1,300 per month

**Financing is not available in the following areas: California, Connecticut, Massachusetts, Minnesota, Nevada, New Jersey, New York, Vermont, Washington, Wisconsin, Puerto Rico, and Canada.

PuppySpot is not part of Community Finance LLC but is offering their financing services to qualified applicants. Please contact Community Finance LLC directly with any questions regarding financing.